Terms of Service

Welcome to Profina. By accessing and using our website and services, you agree to comply with and be bound by the following Terms of Service. Please read these terms carefully before using our website or services. If you do not agree with these terms, please do not use our website or services.

1. Acceptance of Terms

By accessing or using the Profina website or any related services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with these terms, you must refrain from using the website or services.

2. Services Provided

Profina offers investment consulting services that include, but are not limited to, personalized investment planning, portfolio management, retirement planning, risk assessment, and other related services. These services are provided through our website and directly by our team of consultants.

3. Eligibility

You must be at least 18 years old to use our services. By using our services, you confirm that you are eligible to do so and have the legal capacity to enter into a binding agreement.

4. Account Information

To access certain services on our website, you may need to create an account. You agree to provide accurate, current, and complete information during the registration process and to update it as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

5. Use of the Website

You agree to use the Profina website for lawful purposes only and in accordance with these Terms of Service. You agree not to engage in any activity that could harm, disrupt, or otherwise interfere with the functioning of the website or services.

6. Intellectual Property

All content, materials, and information on the Profina website, including text, graphics, logos, images, and software, are owned by Profina or its licensors and are protected by intellectual property laws. You may not copy, reproduce, distribute, or use any of our content without prior written permission.

7. Consulting Services and Recommendations

While we provide expert investment consulting services, all recommendations made by Profina are based on our professional expertise and the information available at the time. We cannot guarantee the success of any investment or financial plan, as all investments carry inherent risks. Clients should always conduct their own due diligence and consult with other professionals before making final investment decisions.

8. Fees and Payment

Fees for services provided by Profina will be clearly communicated to you before any agreement is made. By using our services, you agree to pay any applicable fees in accordance with the terms outlined at the time of service agreement. Payments may be processed through third-party payment platforms, and you are responsible for any fees or charges associated with such payments.

9. Limitation of Liability

Profina will not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our website or services. This includes damages to your financial assets, investments, or other losses arising from reliance on any advice or information provided by Profina.

10. Indemnification

You agree to indemnify and hold Profina harmless from any claims, liabilities, damages, and expenses arising from your use of the website or services, including but not limited to any violation of these Terms of Service or any third-party rights.

11. Termination

Profina reserves the right to suspend or terminate your access to the website or services at our discretion, including if we believe you have violated these Terms of Service or any applicable laws. Upon termination, all rights and obligations under this agreement will cease, except for any obligations that have accrued prior to termination.

12. Modifications to the Terms of Service

Profina reserves the right to modify or update these Terms of Service at any time. Any changes will be posted on this page with an updated revision date. It is your responsibility to review these Terms periodically for updates. By continuing to use the website or services after changes are made, you accept the updated terms.

13. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of South Africa. Any disputes arising from or related to these terms will be resolved in the appropriate courts of South Africa.

14. Contact Us

If you have any questions or concerns about these Terms of Service, please contact us at:

Profina
Email: [email protected].